Hello there,

As we enter the fourth quarter, it's an ideal time to review your financial progress and position your portfolio for the year ahead. With earnings season underway and year-end tax planning on the horizon, October presents key opportunities to optimize your wealth strategy. Whether you're looking to rebalance your portfolio or explore new opportunities, Eve is here to help you navigate the final months of the year with confidence.We have some very exciting webinars and Town Halls on the horizon, including one with Mona Patni, Chair of our Investment Committee, who will walk us through the strategy behind our portfolios. And yet another that will dive into how macroeconomic shifts are influencing crypto.And make sure to listen or watch our co-Founder Elaine on “The Angel Next Door" podcast. Watch it here.

Headlines You Should Know

US Tether Stablecoin Launch

Tether has made a strategic pivot to enter the U.S. market with the launch of USAT (USA₮), a new stablecoin specifically designed for American residents and regulatory compliance. Announced in September 2025, this move represents Tether's response to the recently enacted GENIUS Act, which established a regulatory framework for stablecoins in the United States. With Bo Hines appointed as CEO of Tether USA₮, the company is positioning itself to capture market share in what could become a highly regulated but lucrative domestic market.The launch is particularly significant given Tether's dominance in the global stablecoin market through USDT, which maintains a $148 billion market cap. However, regulatory uncertainty has long prevented the company from fully serving U.S. customers. USAT represents not just compliance with new legislation, but a strategic bet that regulated stablecoins will become the standard for institutional and retail adoption in America, potentially opening new revenue streams while maintaining Tether's market leadership position.Sources:

• CoinDesk

• CNBC

• Tether Official

• Blockworks

Novogratz's SOL Treasury Strategy

Galaxy Digital, led by Mike Novogratz, is making aggressive moves in the Solana ecosystem through a partnership with Forward Industries, orchestrating what may be one of the largest corporate treasury allocations to SOL tokens in crypto history. The firms have committed to acquiring $1.65 billion worth of SOL, with recent purchases exceeding $486 million in just 24 hours, demonstrating institutional confidence in Solana's long-term prospects. This massive accumulation has helped drive Solana to its highest prices since January, with Novogratz declaring a "SOL Season" underway.The strategy goes beyond simple token accumulation, with Forward Industries planning to actively manage its Solana-based treasury to generate "differentiated on-chain returns." This approach suggests they intend to participate in Solana's DeFi ecosystem, potentially through staking, liquidity provision, or other yield-generating activities. The move signals a maturation in institutional crypto strategies, where major players are no longer content with passive Bitcoin holdings but are seeking higher returns through exposure to specific blockchain ecosystems and their native economic activities.Sources:

• The Block

• CoinDesk

• Decrypt

• Business Wire

Education Corner

You’ve likely seen ‘DATs’ mentioned in the headlines. Here’s what they are—and why they matter.Digital Asset Treasury (DAT) companies represent a new category of publicly traded investment vehicles that primarily exist to provide shareholders with cryptocurrency exposure through traditional equity markets. Unlike conventional businesses that generate revenue through products or services, DAT companies raise capital specifically to purchase and hold digital assets on their balance sheets, functioning similarly to crypto ETFs but with the flexibility of corporate treasury management. The top DAT firms collectively control over $133 billion in cryptocurrency assets, with portfolios typically concentrated in Bitcoin, Ethereum, Solana, and other major tokens.These companies serve as a bridge between traditional finance and cryptocurrency markets, allowing institutional and retail investors to gain crypto exposure without the technical complexities of direct ownership, custody, and security management. DAT companies can pursue active management strategies, including staking rewards, DeFi participation, and strategic asset allocation across different blockchain ecosystems. As regulatory frameworks evolve and institutional adoption grows, DAT companies are positioning themselves as essential infrastructure for mainstream crypto investment, offering professional management and regulatory compliance that individual crypto holdings cannot provide.Sources:

• CCN

• Halborn

• TON Blog

• CoinDesk

All About Eve

Mark Your Calendars: On Monday, October 20th at 1:30pm EST, Eve’s Advisor and Investment Chair, Mona Patni, is going to walk us through how she drew on over 15 years of experience managing investments and building strategies that balance growth with risk, in order to create Eve’s portfolios. This should be fascinating!

Building Eve Wealth's Portfolios

October 20, 2025 02:30 PM ESTRegister Now

Looking Ahead

The Second Annual Eve Wealth Summit is April 20-22, 2026 at The Biltmore in Scottsdale, ArizonaOne of the most curated Summits in Crypto is proud to announce our first round of powerhouse Speakers.

• Rachel Anderika, Head of Global Operations, Anchorage Digital

• Katherine Kirkpatrick, General Counsel, Starkware

• Jamie Leverton, CEO, ReserveOne

• Rebecca Rettig, Chief Legal Officer,Jito Labs

• Cathy Yoon, General Counsel,Temporal

Get your ticket

From the Community

It’s LA Tech Week: Oct 13th - Oct 19th.And on Tuesday, October 14th 2-7p, our friends at LA Future Tech Salon have invited the Eve community to The Astor, a private member's club in Hollywood, for a half-day Future Tech Salon championing the intersection of innovation and community. Join as they celebrate and provide visibility for the incredible women leading tech initiatives across Wellness, Entertainment, VC and Branding via Blockchain/AI. Plus there's a cocktail mixer to close the event!Here is the link to register: LA Tech Week

Elevated Voices: Cleve Mesidor

Cleve Mesidor is Executive Director of Blockchain Foundation. Previously, she was a Policy Advisor to Blockchain Association, and a Mayoral appointee to the DC Innovation and Tech Inclusion Council. A Washington insider, she served in the Obama Administration and as a senior staffer in Congress. A web3 expert working in crypto for more than 8 years, she has been profiled in NPR's Morning Edition, Bloomberg, POLITICO, CNBC, ABC, PBS, NY Times, Washington Post, TIME. She was also featured in the PBS Documentary, “CRYPTO DECODED”, as well as the Coinbase documentary, “COIN: A Founder's Story.” Cleve is a respected industry leader and regularly headlines national tech conferences, including Money20/20, SXSW, CES, and others. On the global stage, she has spoken at Web3 and DeFi forums in Abu Dhabi, Toronto, Amsterdam, Bahamas, Barbados. Cleve is a Forbes Contributor and part of Money20/20's RiseUp network. She was recognized as a "2024 Inspiring Fintech Female" by NYC Fintech Women. She also co-hosts the annual Blockchain Braintrust Retreat on Martha's Vineyard each August. Cleve is author of “THE CLEVOLUTION: My Quest for Justice in Politics & Crypto.” She earned a Master of Arts degree from Howard University and started her career in broadcasting at CNN's Washington Bureau.

How did you start your crypto journey?My background in Washington policy is what led me to crypto. I previously served as a senior staffer in Congress and in the Obama administration. I actually first learned about bitcoin in 2013 while working as an Obama Presidential Appointee as Director of Public Affairs for the U.S. Department of Commerce’s Economic Development Administration. While bitcoin stayed on my radar, I did not go down the rabbit hole until 2015 when I understood the opportunity for an open financial system that could be accessed by everyone - but is not already owned by a centralized entity or powerful body. Fast forward to today, I have been working full time in crypto for more than eight years. It has been the defining journey of my professional and personal life.

What is one thing you wish people understood about crypto?I work hard to demystify the language of crypto to ensure mainstream individuals can see past FOMO, and view Web3 and DeFi as accessible. Just as the world trusts that their data is secure in a ‘cloud’ that they do not understand, I want to help build that level of confidence in blockchain and cryptocurrency. A simple definition that I like to share is that blockchain is technology that does three things: (1) securely verifies information (ledger); (2) facilitates the exchange of value (cryptocurrency); (3) without third-parties (decentralization). While decentralized finance presents a great opportunity for wealth creation, blockchain innovation is on track to help tackle one of the biggest challenges for society - digital identity management!

Who is another woman in crypto you admire and why?Kristin Smith, who is now President of Solana Policy Institute, is a crypto industry leader who I truly admire and respect. I first connected with Kristin in 2018 when she launched Blockchain Association, which today is the largest advocacy group for the industry in Washington DC. Since then, I have had the pleasure of working with her in multiple capacities. Kristin is a visionary leader who recognizes raw talent and empowers people with potential to lead and excel. She is also a strategic architect and has inspired the creation of many of the organizational tent poles that anchor the industry’s robust policy infrastructure in Washington. I can’t wait to see how she continues to build on that remarkable tenure and legacy.

Cleve Mesidor, Executive Director, Blockchain Foundation: X: @cmesi IG: @cmesidor https://www.linkedin.com/in/ cmesi/

We’re having the best time in our Community, so make sure that you’ve signed up with Eve Wealth, so you can ask any and all questions that you may have about crypto. We have brilliant minds in there, and it’s an amazing resource. It’s one of the best places to ask questions, explore ideas, and connect with others building wealth. Come join us inside. Sign up now and enjoy one free month on us!

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The Eve Wealth Team